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The Hidden World of Insurance

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Things You Never Knew; Money You Should Be Saving; Information Your Clients Demand

A light lunch will be served

The arcane world of insurance remains a source of confusion and anxiety, albeit of necessity, for most. For professionals, real estate agents for example, who have to respond to client inquiries and entreaties, the risk of providing wrong information or out-of-date advice can result in unnecessary cost, lapsed or failed coverages, failure to satisfy fiduciary responsibility and ultimately an unhappy client.

In this easy-to-digest seminar, insurance concepts are explained in layman’s language; the latest products, services and technologies are detailed in overview form; and every question is patiently addressed.

Topic areas that will be discussed include:

  • Home & property
  • Auto
  • Other vehicles (motorcycles, sports and leisure vehicles, antiques and classics)
  • Liability (personal, business and professional)
  • Small business insurance (liability, workers comp, auto, farm and ranch)
  • Surety & fidelity bonds
  • Consolidating insurance coverages
  • Hidden premium savings


Kajal Pashmi
State Farm Insurance

 Kajal Pashmi is a native of Marin County and graduated with a BA degree in Management and minor in Accounting at the University of San Francisco. She has worked for 17 years in Insurance and Banking including careers at HSBC, Chase and Wells Fargo where she specialized in residential lending and investments for high net worth individuals. She has also worked with Farmers and State Farm and is an expert in Home, auto, life and business insurance.